💰 1. Interest Rates Might Rise Again — Lock In Now
It’s no secret: mortgage rates have been fluctuating. But what most don’t realize is just how much that affects monthly payments. A 1% jump in rates can add over $200/month to your mortgage.
Buying today means you can lock in current rates before they shift again. It’s not just about buying a home — it’s about saving money long-term.
⏱️ 2. Homes Under $400K Are Selling Fast
In many Texas cities — especially DFW, Houston, and San Antonio — homes under $400,000 are still hot commodities. The average time on market? Just 21 days.
That means if you’re looking for affordability and location, you’ll need to be ready. The best homes won’t wait — and neither should you.
📈 3. Home Values Are Still Rising
Texas continues to attract new residents and investors — and that keeps home values on the rise. In 2025 alone, cities like Austin and Frisco are projected to see 3–5% appreciation.
That $300,000 home today? It could be $315,000+ next year.
Buying now gives you a head start on building equity.
🛠️ 4. New Construction = Big Buyer Incentives
Builders across Texas are working hard to compete for buyers — and that’s a win for you.
We’re seeing:
✔️ Closing cost assistance
✔️ Lower interest rate buy-downs
✔️ Bonus upgrades like appliances or smart home packages
These offers may not last forever, so if you’re eyeing a new build, now’s the time to explore your options.
🌟 5. Texas Is Still One of the Best Places to Live
No state income tax, strong job markets, low cost of living, and endless lifestyle options — from city life in Dallas to family suburbs in Frisco, to peaceful country living in East Texas.
The demand for homes is only going to grow — and with it, prices.
✅ Final Thought: Don’t Wait to Buy Real Estate — Buy Real Estate, Then Wait
If you’ve been praying, planning, or dreaming about homeownership in Texas, this is your sign. You don’t need to have it all figured out — just take the next step!